Thursday, January 24, 2019

A cell phone ticket will destroy your insurance!

Are you aware of the changes that have happened with regards to auto insurance?

As of January 1, a cell phone ticket in Ontario will carry a 3 - day licence suspension and $1000 fine.

If you receive this conviction it will be seen as a Major Conviction (minimum surcharge of $350) plus a ratable licence suspension (minimum surcharge of $150) and a guaranteed non-renewal/cancellation of your auto policy.

The reason for this is that insurance companies do not want to insure drivers who text and drive as they are at a higher risk of fatal accident. Insurance companies are even considering denying (or raising the cost of) auto insurance renewal for those with a prior "text and drive" convictions.

If you have this ticket currently on your record then you may be seen as a high risk driver and insurance companies/brokers may put you in a high risk market come your renewal.

This applies to all convictions and licence suspensions within the last three years, earlier convictions are not ratable.

If you have any questions feel free to contact Irving H. Miller today!

info@irvingmiller.ca

(613) 925-4238

http://www.personalbrokeronline.com/

Posted at 09:30 AM